Required Documents

 Your PRE-PACKAGE must include all of the following information:

1.     Digital Color Photographs

• The Property
• Street Scenes
• The Neighborhood

Use a Digital Camera with 10 - 15 color shots. We will not look at a package without color photos of the property and surrounding area (NO POLAROID PHOTOS).

2.     Maps

• Local Map(s)
• Regional Map(s)

3.      Financial Information and Loan Request Details

• 1-2 page Loan Request Summary
• 1003 Loan Application
• Financial Statement
• Tax Returns for the previous two (2) years
• Pertinent property and borrower information (list positives and negatives)

DO NOT FAX THIS INFORMATION TO US. We must have DIGITAL COLOR PHOTOS. All the above must be included for immediate review of your package. Complete packages will be reviewed and a Letter of Interest may be given usually within 24 hours after receipt of above items.

Why borrowers select Imix Mortgage Company, Inc.:

1. Quick funding for time sensitive loans
2. Loss of bank loans, for any reason, including credit denials and excessive loan conditions
3. Borrower's election to avoid the long hassle of processing a bank or institutional loan
4. Imix Mortgage Company, Inc. ability to make larger loans with more flexible terms than most banks
5. Short term bridge loans
6. Property purchased with a percentage of down payment in the form of subordinated seller financiing
7. Construction loans from infrastructure and vertical construction
8. Borrower has an opportunity to make an investment in a new property using the equity in the real estate he/she owns. Imix Mortgage Company, Inc. can cross collateralize both properties
9. Borrower has circumstances making it difficult to obtain institutional loan including, but not limited to:

• Complex financing structures (LLCs, partnerships, trusts, and corporations)
• Credit problems (minor to moderate)
• Tax liens (Federal and state taxes, estate taxes, etc.)
• Foreclosure or receivership
• Bankruptcy (old or current)
• Other liens (judgment, Homeowners Association, property tax, etc.)
• Property held in probate, trusts, family limited partnerships, irrevocable trusts, corporations, etc.
• Divorce, medical emergency, or unemployed

10.  Property has characteristics making it difficult to obtain an institutional loan including, but not limited to:

• Partially or nearly completed construction of the building
• Property improvements or rehabilitation
• Loan is needed to increase the occupancy rate of the property

11.  Note Hypothecations (loans secured by assignments of notes and trust deeds)